Your Certified Mortgage Professional
Whether you are a first-time buyer or an experienced buyer with excellent credit, Rosso Mortgage has access to the very best products and rates available across Canada.
As a Mortgage Broker, I work for you, for free. Brokers are paid by the lender, not you. Why not trust a professional that works for you for no charge?
We work with over 60 different lenders, including many Canadian banks.
You don’t have to do the negotiating – we do it for you. Mortgage brokers receive a lender’s top discounted rates automatically, and we pass that savings on to you.
Brokers are unbiased. We care about getting you a mortgage that works best for you! We evaluate all competitors to see who has the best rate.
Brokers only pull your credit records once. If you were to shop for dozens of lenders on your own, on top of the time spent it would also negatively impact your credit rating. Although a few inquiries are okay, having multiple inquiries over a short period of time can have a large negative impact on your credit rating. We only need to pull your score once!
We answer our phones!
We understand how important your home purchase is to you, and make sure that we make ourselves available when you need us. We’re here for you!
Our rates are always competitive. We pride ourselves on making sure that you get the best possible rate available to you.
Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it is important that you are making an educated buying decision with professional, unbiased advice.
Wes Rosso, BBA
Wes is an entrepreneur with an extensive background in business development and has held senior positions in multiple publicly traded companies. He is well versed in many facets of real estate investing, including private mortgages, rent to own opportunities and major renovation and construction projects of single family homes. Wes has been successfully investing in real estate for the past 15 years and has been a licensed mortgage broker since 2015 and holds a Degree in Business Administration.
Wes is also actively involved in the Okanagan Valley Entrepreneurs Society and real estate investment community. Wes is a gold member of the Canadian Association of Rent to Own Professionals (CAROP) and an award-winning member of the Okanagan Real Estate Investment Group (OREIG). Wes’ strengths are in strategic management, risk assessment and working with investors in successful, long-term, win-win relationships.
Frequently Asked Questions
How much do your services cost?
From the first consultation to the signing of your mortgage, our services are free.
Do I need mortgage default insurance?
Yes, if purchasing a home with less than 20% down.
Do I need mortgage life insurance or disability?
Both mortgage life insurance and disability insurances are optional.
Fixed vs Variable Rates?
Over the last 25 years, you would have done better with a variable rate during any 5 year period.
Watch this video to learn more.
What’s the right term?
There are many factors, personal and external that determine what is the best option for you. Best to discuss with a mortgage broker.
How long do I pay a mortgage loan?
Mortgages are usually amortized over 25-30 years but there are options to pay it off faster without penalty.
What is a reverse mortgage?
It’s a mortgage where the amount you owe the bank increases every month and you don’t make payments until you sell or die.